credit repair

So, I’ve been told writing about losing the prospect of potentially millions of dollars in the housing market, due to the inevitable inflation of the dollar and appreciation, is too big of a number/concept for some people to comprehend. How about mentioning something in everyday life, other than writing on the usual cause and effect of exorbitant rates on credit cards and auto loans they say? I can play ball, let’s just talk about something simple, yet rarely thought about, such as premiums on vehicle insurance.

Insurers and their gorilla math have decided that that just because your business failed a few years back resulting in a bankruptcy; or you recently had an unpreventable emergency medical procedure blessing you with medical collections; or even if your spouse just forgot to send in the mortgage payment on time before they slapped you with a 30 day late, that you have a much higher chance of running over little old ladies on the road than others. This, OR, insurers just like a good old fashion excuse to help clean out your pockets a little bit faster than they are already doing so to begin with.

That’s right, with a “good” credit score you are likely to spend $68 to $526 more annually than drivers with the best scores (varying from state to state). Of course, those poor people in the examples above don’t have good scores, no; their scores are crap, which is where the insurers really like sticking it to you. Sort of like the opposite of giving to a charity for the needy. A person with poor credit scores could easily average over $1,300 in increased premiums each year. What happens if you could keep that $1,300 each year over a working lifetime earning just a minimal 7% return on your money? Well, then you would have far over an extra 1/4 million to your name. Oops, there I go again, talking about losing or gaining money with that “million” word again…I really tried just choosing a small subject…I promise. Maybe it’s just better if I stop writing and instead help you with any of your credit score concerns. Please call 1-(888) 795-9088. And if you read this tip I’ll knock off a $100 off our regular price structure.