credit repair

Recently my company had to provide legitimate data on our success rates. We we’re beyond impressed with the data and would like to share.

After sampling our first 30 clients alphabetically the average starting score is a 580. After 8.3 months the average score is a 641, giving us 27.9 total points per month. This includes the new negative activity being added which is common on most files. If there were no new negatives the estimated score increase is three times higher! After 8.3 months the average client had 21.7 deletions averaging 4.1 per month. This equated to a total deletion rate of 63% or better 13% of their major erroneous items removed per month. Deletion Rate in the first three months is 7.33. Obviously as time goes on there is less erroneous information to remove.

The first 30 current clients that are enrolled:

 

EQ
(Before)
TU
(Before)
XP
(Before)
Months Enrolled EQ
(After)
TU
(After)
XP
(After)
Total Points Points per Month (Non Inquiry)
Erroneous
Deletions
Deletions per Month Original Total
Deletion %
Deletion Rate
Per Month
Client 1 615 608 635 6 714 708 668 232 38.7 34 5.7 90% 15%
Client 2 559 564 601 3 616 644 648 184 61.3 13 4.3 23% 8%
Client 3 584 625 616 4 711 717 661 264 66.0 6 1.5 38% 10%
Client 4 570 545 555 4 615 634 617 196 49.0 13 3.3 29% 7%
Client 5 532 554 516 4 592 657 636 283 70.8 20 5.0 53% 13%
Client 6 574 539 593 5 528 604 606 32 6.4 9 1.8 35% 7%
Client 7 560 567 525 13 626 612 603 189 14.5 25 1.9 83% 6%
Client 8 492 551 490 8 564 615 554 200 25.0 71 8.9 67% 8%
Client 9 613 646 618 1 616 631 642 12 12.0 11 11.0 58% 58%
Client 10 632 658 663 1 653 695 623 18 18.0 14 14.0 40% 40%
Client 11 500 549 500 5 595 644 630 320 64.0 7 1.4 58% 12%
Client 12 558 500 566 9 592 616 570 154 17.1 7 0.8 50% 6%
Client 13 660 620 573 4 645 652 635 79 19.8 34 8.5 77% 19%
Client 14 615 605 601 10 656 688 686 209 20.9 25 2.5 43% 4%
Client 15 663 669 640 5 638 724 699 89 17.8 24 4.8 92% 18%
Client 16 598 666 667 3 685 687 680 121 40.3 6 2.0 60% 20%
Client 17 500 500 500 11 621 600 589 310 28.2 30 2.7 86% 8%
Client 18 565 570 589 9 616 652 639 183 20.3 31 3.4 35% 4%
Client 19 617 594 636 10 684 695 684 216 21.6 27 2.7 90% 9%
Client 20 625 702 677 6 657 373 736 120 20.0 16 2.7 89% 15%
Client 21 573 572 604 21 606 653 651 161 7.7 29 1.4 74% 4%
Client 22 562 581 590 3 594 562 541 -36 -12.0 15 5.0 58% 19%
Client 23 530 509 528 20 700 683 763 579 29.0 64 3.2 91% 5%
Client 24 509 529 526 3 561 577 573 147 49.0 18 6.0 55% 18%
Client 25 549 574 612 19 674 644 592 178 9.4 20 1.1 87% 5%
Client 26 558 557 558 2 579 549 629 84 42.0 18 9.0 39% 20%
Client 27 558 577 526 4 614 613 623 189 47.3 12 3.0 71% 18%
Client 28 598 647 650 4 606 648 644 3 0.8 10 2.5 59% 15%
Client 29 521 541 555 40 753 750 748 634 15.9 23 0.6 100% 3%
Client 30 608 585 592 11 669 637 644 165 15.0 18 1.6 50% 5%